Author Description

Volume 1. Introduction -- Scope: Consumer Reports And Consumer Reporting Agencies -- Access To And Examination Of The Consumer's File -- Accuracy And Reinvestigation Obligations Of Consumer Reporting Agencies -- Obsolete And Restricted Information In Consumer Reports -- Activities And Duties Of Furnishers Of Information To Consumer Reporting Agencies -- Permissible Releases And Uses Of Consumer Reports -- Notices Concerning Consumer Reports -- Identity Theft: Fcra And Other Protections -- Claims For Consumer Reporting Disputes: Availability, Private Enforcement, State Claims, And Preemption -- Private Litigation: Pre-filing Considerations -- Private Litigation: Litigating The Fcra Case -- Public Enforcement -- Practical Advice On Consumer Reporting -- Investigative Consumer Reports -- Credit Scoring -- Credit Repair Legislation -- Privacy Protection -- Index -- Volume 2. Appendix A. Fair Credit Reporting Act -- Appendix B. Fcra Regulations, Interpretations, And Guidelines -- Appendix C. Fcra Model Forms -- Appendix D. Ftc Staff Summary -- Appendix E. Index To Cfpb Bulletins And Federal Trade Commission Informal Staff Opinion Letters With Fcra Sections -- Appendix F. Credit Repair Organizations Act -- Appendix G. The Gramm-leach-bliley Act -- Appendix H. Summary Of State Laws On Consumer Reporting, Identity Theft, Credit Repair, And Security Freezes -- Appendix I. Sample Credit Reports And Industry Forms -- Appendix J. Sample Complaints -- Appendix K. Sample Settlement Language To Address Credit Reporting -- Appendix L. Government Enforcement Orders -- Appendix M. Consumer Guides To Credit Reporting And Credit Scores (appropriate For General Distribution) -- Appendix N. Fair Credit Reporting Related Websites -- Appendix O. List Of Consumer Reporting Agencies And Other Database Companies. Chi Chi Wu, Ariel Nelson; Contributing Authors, Elizabeth De Armond, Sarah Bolling Mancini, Andrew Pizor, Richard Rubin, Charles Delbaum, Len Bennett, John Albanese. Includes Bi