Author Description

<p>This Element is an excerpt from <i>America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need</i> (ISBN: 9780137020171) by Jane White. Available in print and digital formats.</p> <p> </p> <p>A five-step, commonsense plan for wiping out your credit card debt and starting to save for your future again! </p> <p> </p> <p></p> <p></p> <p>Stop buying things you don’t need, replacing stuff that’s not worn out, paying too much for anything, and borrowing to buy anything if you can avoid it. Step one: Cut the “Junk Spending” out of your household diet. Step two: Realize what unsecured debt can cost you. Step three....</p>