Author Description

Happily Frugal is a workbook guide to getting the most with the money you have. It contains over 700 money saving techniques. It teaches budgeting and financial goal setting. It's focused on principles of contentment and gratitude. Frugality is wise money management. Utilize this workbook to improve your household's finances, decrease your debt, reach your goals, and have more peace in your life due to less financial stress.