Author Description

It is a staggering fact that 80% of young women aged between 21 and 25 spend more than they earn, and young men fair little better. This frequently results in a painful and mounting pile of debt, blighting their finances for years to come. To break this cycle and be in a position to make active and informed financial decisions as they become adults, the young need to become financially literate.In this easy-to-read guide, Sandy takes the reader through the steps to financial literacy, budgeting, investing and the steps to becoming financially independent. Along the way Sandy provides useful tips of how to do it in practice. In this book Sandy shares the lessons of a life managing money, highlighting those things that 40 year olds know about money, but 20 year olds do not.