This book investigates the core question of how individuals can successfully navigate the transition into retirement by taking personal responsibility for their financial and lifestyle planning. E.L. Furman provides a framework for retirees to evaluate their current assets, anticipate future expenses, and design a post-career life that aligns with their personal goals. The text emphasizes proactive management over passive reliance on traditional pension or social security structures.

Readers frequently note the practical, accessible nature of the advice provided in this guide. Experts highlight this as a useful foundational text for individuals beginning their retirement planning process.