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State of Rural Finance in India: An Assesment is the first volume of its kind, containing an examination of policy, operations, institutions, products, and impact of rural finance. The coverage relates to savings, credit, and insurance in the rural areas. The proposed volume relies on data, links finance flows with actual results in terms of the number of customers, and looks at successes and failures. It deals with complex issues of whether finance was functional in supporting agriculture, off-farm activities, and remote areas. It also brings out the major issues that the Government and the Reserve Bank of India have to tackle with suitable policies and strategies to make financial sector adequately serve all those with a need for financial services. The analytical content comprises of trends over long periods of time, geographical coverage, financial services, institutional performance, and field-level feedback.
This book investigates the efficacy and structural challenges of the rural financial system in India to determine how effectively it serves the needs of agricultural and off-farm populations. Narasimhan Srinivasan utilizes a comprehensive data-driven approach to evaluate the interplay between government policy, institutional performance, and actual financial outcomes. By analyzing long-term trends and field-level feedback, the author provides a critical assessment of how credit, savings, and insurance mechanisms function within the Indian rural landscape.
What You Will Find
Experts recognize this work as a foundational text for understanding the complexities of rural financial inclusion in the Indian context. Readers frequently note the density of the data provided, which serves as a primary resource for policymakers and researchers examining the intersection of finance and rural development.
Page Count:
240
Publication Date:
2016-03-28
Publisher:
Oxford University Press
ISBN-10:
0199464847
ISBN-13:
9780199464845
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