Author Description

Make the home buying process less stressful by understanding each step of the process ahead of time How much mortgage can I afford? What even are closing fees, and will I be responsible for paying them? How much do I have to put down? How much should I put down? If you have any of these questions, you are not alone! Buying your first home can be stressful and leave you confused and anxious, wondering if you are making the right choice. In fact, 70% of people in one survey stated they have at least one regret in their home buying experience, and much of this can be attributed to not being knowledgeable about what to expect ahead of time. By discovering the 7-step process outlined in this book, you will save yourself from many headaches and be part of the 30% who have no regrets about their home purchase. In this book, you will discover: The many benefits of buying a home, including having complete control over your domain and various tax breaks for homeowners How the age-old saying "location, location, location" is of utmost importance in your decision - what to keep in mind when choosing the location of your future home An overview of the different types of homes - know what you should be looking for (Cape Cods, Modern Farmhouses, or many other options) The key to determining how much to spend on a house that won't leave you "house poor" Costs beyond the purchase price so you know how much you should really save before purchasing How to understand your credit score and what you should do to improve your credit before applying for a home loan The importance of choosing the right lender and questions you should ask them in an interview What you can expect at each step of the loan process, from pre-qualifying all the way to closing on your new home Tips on finding the perfect real estate agent for