This book addresses the critical need for immediate and effective retirement planning, particularly for those facing imminent retirement. It provides actionable strategies and essential information for individuals who may not have had the opportunity for long-term financial preparation, guiding them through the complex decisions and steps required to secure their financial future.

The book is likely aimed at individuals who are approaching retirement and need practical, timely advice. Its focus on 'last minute' planning suggests a pragmatic approach, prioritizing immediate actions and essential knowledge over long-term theoretical strategies. The subject matter indicates a need for clear, concise information that demystifies complex financial topics for a potentially stressed audience.