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BEST’S GUIDE TO UNDERSTANDING THE INSURANCE INDUSTRY An overview for those working with and in one of the world’s most interesting and vital industries. Chapter 1: Industry Overview For Those Interested in the Insurance Industry Insurance: Financial Protection From Risks How Insurers Make Money The Economics of Insurance How Insurance Is Sold Important Functions of Insurance Organizations Insurance Entities Chapter 2: Property/Casualty Property/Casualty Market at a Glance Property/Casualty Coverage Types and Lines of Business Chapter 3: Life & Annuity Life Market at a Glance Life Insurers Chasing Wider Range of Opportunities Important Lines of Life Business and Products Annuity Products Accident & Health Products Chapter 4: Health Health Market at a Glance Developing Issues for Health Insurers Major Types of Health Plans Products and Terms Common Health Insurance Terms Chapter 6: Fiscal Fitness & AM Best Insurance Stands Traditional Product Cycle on Its Head The Risk of Financial Impairment Overview: Best’s Credit Rating Evaluation Spotlights Does Insurance Cause Some People to Lie? Behavioral Economics Has the Remedy Survey: Colleges Need to Better Prepare Future Insurers for Real World Automakers Build New Insurance Future Insurance Coverage Questions Surround Emerging NIL Industry Staid Annuities Get Star Treatment in Movie About the Importance of Guaranteed Retirement Income Startup Founder Hopes to Help People Find `Ferrari in the Garage’ by Taking Life Settlements Mainstream Biometrics Laws and Regulations Poised to Become a Flashpoint for Insurers, Market Watchers Say Legalized Recreational Marijuana Is a Growing Business With Insurance Challenges FIU Extreme Events Director: Prototype Facility Will Test Forces of a Cat 6 Hurricane Insurance Leaders: Time to Better Protect, Sh