Author Description

Credit was something I kept on the back burner. It was never my focus until it got so bad that I continued to get denied or my downpayment were extremely high. And, after a bad breakup and due to Covid hitting at the same time, I ended up neglecting my credit and my score took a major hit and dropped to a 550 as of June 7, 2021. My income drastically decreased and my credit cards were all maxed out, so I once I prayed, God reminded me that I had the knowledge to fix my credit. And, I did just that. I used the two week dispute method and 24 hour inquiry removal method and was able to remove the negative items from my report. By July 8, 2021 my credit score was 758, and eventually raised to 770. And, I was able to get a NO LIMIT Gold Amex for Business as well as other business credit cards, and over $60k in cash to use towards my personal and business expenses. And, I was approved by Mercedes Benz for a business auto loan with no money down. All because I learned my consumer laws and learned how to factually dispute the negative items on my credit report. I know these strategies work because in 2018 I used these same exact strategies to repair my credit and got my score from 487 to 750 in two months! In this book I teach you the strategies I personally used to raise my credit score and I teach you how easy it is for you to do the same thing! This is also a workbook so you can keep track of your progress.