This text investigates the multifaceted nature of risk within commercial banking and offers practical strategies for its management. It examines contemporary banking practices designed to mitigate various forms of risk, including lending, securities, capital, liabilities, and liquidity. The authors, drawing on their expertise, explore the evolving landscape of regulation, competition, policy, and international bank management, providing a current overview of the financial system's changes.

This text is presented as a comprehensive and practical introduction to bank management, with a strong emphasis on risk. Its currency is highlighted, noting its inclusion of the latest banking developments, new products, and services. The scope covers core banking operations and the broader context of regulation and international management, suggesting it aims to equip readers with an understanding of contemporary banking challenges and practices.