Author Description
Birth Of A Business: Fire And Life Insurance In The Nineteenth Century -- A Permanent Body Of Barnacles: The Beginning Of State Regulation -- The Road To Armstrong: Life Insurance In The Progressive Era -- The Life Insurance Moment: The Problem Of Unmet Demand -- Collusion And Its Discontents: Fire Insurance In The Progressive Era -- Little Fires Everywhere: The Battle Over Fire Insurance Rates -- Accidents And Mishaps: The Early Days Of Casualty Insurance -- Private Governments: Property And Casualty Owners Meet The Federal Government -- From Public Service Organization To Squirrel Cage Operation: Life Insurances Meets The New Deal -- Stuck In The Age Of Containment: The Piecemeal Development Of Health Insurance -- Clean Risks: Who Deserves Auto Insurance? -- Hard Markets: Navigating Catastrophes. Katherine Hempstead. Includes Index. Electronic Reproduction. Ann Arbor, Mi Available Via World Wide Web.
Menrva's Summary
THE THESIS
This book investigates the historical evolution of the insurance industry in the United States and its complex relationship with state regulation, public demand, and federal oversight. Katherine Hempstead provides a comprehensive examination of how insurance sectors—ranging from fire and life to health and casualty—developed from the nineteenth century through the modern era. By analyzing key legislative moments and market shifts, the author argues that the industry has consistently navigated a tension between private profit motives and the public's need for financial security.
THE SCOPE MAP
What You Will Find
- Historical analysis of fire, life, casualty, and health insurance sectors
- Examination of the Progressive Era regulatory landscape
- Case studies on the impact of the New Deal and federal intervention
- Discussion of market dynamics during catastrophes and rate-setting battles
Scope Limits
- Does not provide a technical manual for insurance actuarial science
- Does not focus on contemporary personal financial planning or individual policy advice
THE AUTHORITY PERSPECTIVE
Experts recognize this work as a thorough historical account of the American insurance industry's institutional development. Readers frequently note the academic rigor of the research, which serves as a useful resource for understanding the structural origins of current insurance regulations.
Page Count:
0
Publication Date:
1900-01-01
Publisher:
Oxford University Press,
ISBN-10:
0190094184
ISBN-13:
9780190094188
History
Business
Economics
Finance
United States
Insurance
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