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A riveting exposé of medical debt collection in America ― and the profound financial and physical costs eroding patient trust in medicineFor the crime of falling sick without wealth, Americans today face lawsuits, wage garnishment, home foreclosure, and even jail time.Yet who really profits from aggressive medical debt collection? And how does this predatory system affect patients and doctors responsible for their care?Your Money or Your Life reveals how medical debt collection became a multibillion-dollar industry and how everyday Americans are made to pay the price. Emergency physician and historian Luke Messac weaves patient stories into a history of law, finance, and medicine to show how debt and debt collection are destroying the foundational trust between doctors and patients at the heart of American healthcare. The fight to stop aggressive collection tactics has brought together people from all corners of the political spectrum. But if we want to better protect the sick from financial ruin, we have to understand how we got here.With wit and clarity, Your Money or Your Life asks us all to rethink the purpose of our modern healthcare system and consider whom it truly serves.
How did the American medical system evolve to prioritize aggressive debt collection over patient welfare, and what are the systemic consequences of this financial model? Luke Messac, an emergency physician and historian, utilizes his dual expertise to examine the intersection of healthcare, finance, and legal policy. By synthesizing historical analysis with contemporary patient narratives, he argues that the current debt collection industry fundamentally erodes the ethical foundation of the doctor-patient relationship. The book provides a critical framework for understanding the structural mechanisms that transform medical necessity into personal financial ruin.
What You Will Find
Experts and readers recognize this work as a significant contribution to the discourse on healthcare equity and financial regulation. The text is noted for its accessible synthesis of complex economic data and human-centered storytelling.
Page Count:
200
Publication Date:
2023-01-01
Publisher:
Oxford University Press
ISBN-10:
0197676634
ISBN-13:
9780197676639
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